fiscal policy that decreases aggregate demand is: group of answer choices supplemental. balanced. contractionary. expansionary.

The process by which insurers decide who can be insured and the appropriate rates and premiums are called underwriting.

Underwriting is the method by which insurance companies assess and choose whether or not they want to ensure a client or business. Insurers conduct the underwriting process to evaluate the risk involved with insuring the applicant. In addition, they determine how much to charge in premiums in exchange for covering that risk.

There are two main types of underwriting; manual underwriting and automated underwriting.

1. Manual Underwriting:

Manual underwriting is a more traditional method that involves a human underwriter assessing the risk of insuring an applicant. An insurer may use manual underwriting if a prospective policyholder has an unusual or complicated insurance application.

2. Automated Underwriting:

Automated underwriting employs technology and data to examine and rate insurance applicants' risks. An insurer typically uses this method when evaluating the risks of common insurance policies such as car insurance, home insurance, or life insurance. This method is more efficient and faster than manual underwriting, and it is frequently used by insurance companies to assess clients.

The underwriting process is critical for both the insurance company and the applicant. Insurance firms need to determine the risk of insuring a client to decide whether or not to approve their application. On the other hand, the applicant needs to know if the insurance company is providing adequate coverage at a reasonable rate.

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All of these answer choices are correct in this question. Inventory may be recorded at net realizable value if,

The notion of inventory includes both raw materials utilized in production and finished goods offered for sale. Inventory is one of a company's most significant assets since it is one of the primary sources of revenue generation and, as a result, a supply of earnings for the company 's investors.

Every firm relies heavily on inventory. It is defined as the collection of raw materials or finished goods that a company keeps on hand during the normal course of business. The three primary forms of inventory are raw materials, also known as any resources necessary to make completed things, work-in-progress (WIP), and finished goods, or those that are ready for sale.

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Real GDP per capita means GDP in real terms per person.What is GDP?Gross Domestic Product or GDP is the total value of all the goods and services produced within the borders of a country in a given period, usually a year.

It is a measure of a country's economic performance.How is real GDP per capita calculated?Real GDP per capita is calculated by dividing the real GDP of a country by its population. This is a measure of the average economic output per person. It is calculated in real terms because it adjusts for inflation.What is capital stock?Capital stock is the total amount of capital, both financial and physical, that a company has available to operate its business. Financial capital includes things like cash and investments, while physical capital includes machinery, buildings, and equipment. It is an important measure of a company's ability to generate profits and grow over time.

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The measures to analyze and interpret the data from a cohort study, case-control study, and clinical trial are as follows:

1) Set up the 2x2 contingency table with exposure and disease statuses

.
2) Calculate relative risk (RR) for cohort studies, odds ratio (OR) for case-control studies, and compare treatment groups in clinical trials.

3) Determine attributable risk (AR) and/or population attributable risk (PAR) if applicable.

4) Interpret the measures in terms of the strength of association and potential impact on the study population.

5) Assess the potential association between exposure and disease based on the calculated measures.

6) Evaluate the strengths and weaknesses of each study design, affecting interpretation and use of results.

7) Provide conclusions and public health recommendations based on study results.

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Answer: The amount is credited to the common stock account is  $48,000.

Jackson Corporation originally issued 300 shares of $50 par convertible preferred stock at $80 per share. If each preferred share may be converted into 2 shares of $20 par common stock and all the shares are converted, the amount credited to the common stock account is $48,000.

First, we need to know the total cost of 300 shares of convertible preferred stock at $80 per share:Total cost = 300 × $80 = $24,000 Next, we need to find the total number of common stock shares that will be issued: Total number of common stock shares = 300 shares of convertible preferred stock × 2 shares of common stock per preferred stock = 600 shares of common stock

Now we can calculate the par value of the common stock to be issued: Par value of the common stock = 600 shares of common stock × $20 par value per share = $12,000. Finally, we can determine the amount credited to the common stock account: Amount credited to the common stock account = Par value of the common stock = $12,000Since all the preferred shares are converted, the total credit to the common stock account is $48,000 ($12,000 × 4). Therefore, the correct option is (c) $48,000.

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The most efficient method for selling at Produce Palace is the First in, First out (FIFO) method.

The First in, First out (FIFO) method is the most suitable for selling fresh fruits and vegetables at Produce Palace because it ensures that the oldest products are sold first, reducing spoilage and waste.

This method works by placing the newest items in the back and moving the older items to the front, ensuring that customers purchase the items with the closest expiration dates first.

Fixed Order and Last in, First out (LIFO) methods aren't ideal for perishable goods like fruits and vegetables because they can lead to spoilage. The Just in Time (JIT) method might be useful for inventory management, but it doesn't address the issue of selling the oldest items first.

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Argentina can produce 30 batches of peaches if it chooses to produce 15 batches of apples.

We are given the following:

Production Possibility: Argentina has production possibilities to produce either 35 batches of apples or 70 batches of peaches using 100 worker hours.

The number of apples produced: Argentina chooses to produce 15 batches of apples.

We know that the production possibility for the production of peaches is 70 batches using 100 worker hours.

Therefore, the number of batches of peaches produced if Argentina chooses to produce 15 batches of apples is given by; 35 batches of apples corresponds to 70 batches of peaches

Using the above proportion; 35/70 = 15/x => x = 15 x 70/35 = 30

Therefore, Argentina can produce 30 batches of peaches if it chooses to produce 15 batches of apples.

The moveable point on the graph should be at the point (15, 30).

Therefore, the production possibility of a country can be used to determine the maximum amount of goods that can be produced with given resources and can help in making informed production decisions.

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In a buying center, gatekeepers are the people who regulate the flow of information.

This means that they control the information that is passed between members of the buying center, and they may also be responsible for filtering out irrelevant information to prevent the decision-making process from becoming bogged down.

Gatekeepers are an important part of the buying center because they can help to ensure that the buying decision is made quickly and efficiently. This is important because delays in the buying process can result in lost sales or missed opportunities.

Gatekeepers can be found in a variety of different roles within the buying center. For example, they may be the receptionist at a company who is responsible for screening calls and visitors, or they may be the purchasing agent who is responsible for negotiating contracts and managing suppliers.

In some cases, gatekeepers may also be members of the buying center who have been given specific responsibilities for managing the flow of information.

Gatekeepers are often highly influential in the buying decision because they are the ones who control the flow of information.

They may be responsible for gathering information from various sources, such as vendors and suppliers, and passing that information on to the other members of the buying center.

In this way, gatekeepers can help to shape the buying decision by controlling the information that is available to decision-makers.

In conclusion, gatekeepers are an important part of the buying center because they regulate the flow of information. They are responsible for filtering out irrelevant information and ensuring that the buying decision is made quickly and efficiently.

Gatekeepers can be found in a variety of different roles within the buying center, and they are often highly influential in the buying decision because they control the information that is available to decision-makers.

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The marketing mix factor that represents the value of the product to a customer is the product itself. The correct answer is ''product''.

In this case, the fast, fresh, flavorful food that is free of preservatives, chemicals, and antibiotics is the core product that customers are seeking.

This product must be of high quality and meet the needs and desires of the customer. The other elements of the marketing mix, such as promotion, distribution, and price, are important in bringing the product to the customer and communicating its value, but they do not define the product itself.

In conclusion, the correct answer is ''product''.

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To determine the amount Tucson will have to invest to receive one-fifth percent interest in the capital of the partnership if no goodwill or bonus is recorded, use the following formula: Investment Amount = Capital x Interest Rate. In this case, the interest rate is 0.05 (one-fifth of one percent). Therefore, the amount Tucson must invest is equal to the capital multiplied by 0.05.

The amount Tucson will have to invest to give him one-fifth percent interest in the capital of the partnership if no goodwill or bonus is recorded is not given in the question. Therefore, it cannot be answered. What is interest?

Interest refers to the amount charged by a lender to a borrower for the use of money or assets. This may be the cost of borrowing money, such as interest on a loan, or the profit a lender makes for giving a company access to its capital or assets.

What is capital?

Capital refers to the resources used to generate revenue for a company. Capital can include any financial asset used to earn income, such as cash, machinery, equipment, or property. It also includes a company's funds, such as equity and debt. In this question, the amount that Tucson needs to invest to gain one-fifth percent interest in the capital of the partnership is not given, therefore the answer to the question cannot be determined.

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The Break-Even Point for Company Y's widget line in the first quarter of 2015 is 18,051 units.

Based on the given information for Company Y, we can calculate the Break-Even Point (BEP) in units. The steps to calculate BEP are as follows:

1. Calculate the Contribution Margin per Unit (CMU): Since the Contribution Margin Ratio (CM Ratio) is 45%, we first need to find the Selling Price (SP) per unit. We know that the formula for CM Ratio is (CMU/SP) x 100.

2. Calculate the sales revenue: Net income is given as $80,000 and the tax rate is 35%. To find the Earnings Before Tax (EBT), use the formula EBT = Net Income / (1 - Tax Rate). In this case, EBT = $80,000 / (1 - 0.35) = $123,077.

3. Find the Selling Price per unit: Divide the sales revenue by the number of units sold. In this case, SP = $123,077 / 10,000 units = $12.31 per unit.

4. Calculate the Contribution Margin per Unit (CMU): Using the CM Ratio formula, we have CMU = (CM Ratio x SP) = 0.45 x $12.31 = $5.54 per unit.

5. Calculate the Break-Even Point in units: Use the formula BEP = Fixed Costs / CMU. In this case, BEP = $100,000 / $5.54 = 18,051 units.

So, the Break-Even Point for Company Y's widget line in the first quarter of 2015 is 18,051 units.

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The long-standing legal doctrine excuses firms from living up to the terms of a deal in the event of natural disasters or other calamities is referred to as the force majeure clause.

The force majeure clause is a provision that may be included in an agreement, which frees both parties from contractual liability if an unforeseeable or uncontrollable event occurs, such as war, strike, riot, crime, or an “act of God” like an earthquake, flood, or other natural disaster.

This clause recognizes that, in certain situations, it might be impossible for one or both parties to adhere to the terms of the agreement. The purpose of the clause is to excuse the performance of one or both parties, allowing them to terminate the agreement without incurring damages.

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Companies that use value-based pricing establish selling prices based on the economic worth of benefits their goods and services provide to customers.

In this approach, the focus is on the perceived value of the product rather than the cost of production or competitors' pricing strategies. To implement value-based pricing, follow these steps:

1. Understand your target customers: Research your target market and identify the specific needs and preferences of your customers.

2. Analyze your product's benefits: List the features and benefits of your product and determine how they address the needs and preferences of your target customers.

3. Determine your customers' willingness to pay: Conduct market research to determine the price that your customers are willing to pay for the benefits provided by your product.

4. Analyze your competitors: Evaluate the pricing strategies of your competitors and compare their offerings with yours.

5. Set the price: Based on the perceived value of your product and your customers' willingness to pay, establish a selling price that reflects the economic worth of the benefits your goods and services provide to customers.

Remember, value-based pricing allows companies to charge higher prices for products with greater perceived value, leading to increased profitability and customer satisfaction.

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The correct answer to the given question is "False".

Explanation: Performance evaluations are conducted to examine how well the employee is performing at work. In the case of low ratings, the employee should not argue or defend himself but take it as constructive criticism and work on his skills and rectify his faults.

Instead of taking it negatively, employees should positively take it and try to make themselves better. Low rating performance evaluation can be a means to improve the employee’s weaknesses and make them better in their work. It is the responsibility of an employee to take low ratings constructively, to rectify the shortcomings, to take corrective measures, and to improve performance.

An employee should work in close collaboration with his superior and implement their suggestions. The role of performance evaluation is to help and guide the employee and not to punish or penalize them.

Thus, if an employee receives a low rating, he should not argue or defend himself but rather work on improving the rating in the next evaluation period.

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When the quantity of picture frames supplied increases by 15% when the price goes up by 20%, the elasticity of supply is 0.75.

The elasticity of supply can be calculated using the formula: Elasticity of Supply = (Percentage Change in Quantity Supplied) / (Percentage Change in Price) .

In this case, the quantity of picture frames supplied increases by 15% when the price goes up by 20%. Plug these values into the formula: Elasticity of Supply = (15%) / (20%) Elasticity of Supply = 0.75 The elasticity of supply for picture frames is 0.75.

This means that the supply of picture frames is inelastic. A 20 percent increase in the price of picture frames leads to only a 15 percent increase in the quantity supplied. A 1 percent increase in the price of picture frames leads to only a 0.75 percent increase in the quantity supplied. This shows that the supply of picture frames is not very sensitive to changes in price.. A 1 percent increase in the price of picture frames leads to only a 0.75 percent increase in the quantity supplied. This shows that the supply of picture frames is not very sensitive to changes in price.

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When firms increase their investment spending by $100 billion in the income-expenditure model, the initial response will be an increase in aggregate demand. This is because when firms increase their investment spending, it leads to an increase in the production of goods and services, which results in an increase in aggregate demand.

This increase in aggregate demand will lead to an increase in real GDP and an increase in total expenditure. This increase in expenditure is known as the multiplier effect.

The multiplier effect works by increasing the income of households and firms, which in turn leads to an increase in consumption and investment spending, which increases aggregate demand and real GDP.

The income-expenditure model suggests that the change in aggregate demand following an increase in investment spending by $100 billion will be larger than the initial increase in investment spending. This is because when firms increase their investment spending, it leads to an increase in the income of households and firms, which leads to an increase in consumption and investment spending, which further increases aggregate demand and real GDP.

The multiplier effect causes an increase in aggregate demand that is larger than the initial increase in investment spending.

In summary, when firms increase their investment spending by $100 billion in the income-expenditure model, the initial response will be an increase in aggregate demand. This increase in aggregate demand is larger than the initial increase in investment spending due to the multiplier effect.

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The management effect in fixed income attribution analysis least likely includes: Policy Effect. Policy Effect is defined as changes to the portfolio due to strategic investment decisions, such as changes in the portfolio's risk profile or expected return. Analysis Effect, Rate Anticipation Effect, and Trading Effect are all other types of effects that are likely to be included in fixed income attribution analysis.

The policy effect refers to the impact of the portfolio manager's decisions on the portfolio's overall performance. The analysis effect reflects the manager's ability to identify and select securities that outperform the benchmark. The rate anticipation effect measures the manager's success in anticipating changes in interest rates. Finally, the trading effect captures the manager's ability to generate excess returns through tactical trading decisions.

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As given: Book income, including the items below $80,000 Interest income from City of Westerville bonds 10,000 Bribes paid to Federal inspectors 17,00020,000 Liability for anticipated warranty costs (beginning of year)Liability for anticipated warranty costs (end of year) 25,000

(a) Indicate whether the following items create temporary or permanent differences. Increase in book allowance for anticipated warranty costs - Temporary. Interest income from City of Westerville bonds - Permanent. Bribes paid to Federal inspectors - Permanent.(b) Rubio's current tax expense is $ 27,600.

(Calculation: Taxable Income = Book Income - Permanent Difference Taxable Income = 80,000 - (10,000+17,000) = $ 53,000

Tax Liability = 53,000*30% = $ 15,900

Add : Increase in book allowance for anticipated warranty costs = 0 - 25,000 = -25,000 (-25,000) is subtracted because an increase in warranty allowance would reduce the taxable income hence reduce the tax liability.

Tax Expense = Tax Liability - Change in Deferred Tax Liability = 15,900 - 25,000*30% = $ 27,600. Therefore, Rubio's current tax expense is $ 27,600.

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In the following question, among the given options, The correct answer is (b) $170,000 Expenditure and $5,000 Nonspendable Fund Balance.

Here is a step-by-step explanation:
1. Olanville starts with $25,000 in supplies.
2. During the year, it orders $180,000 in supplies and receives $170,000 worth of supplies.
3. At this point, the total supplies available are $25,000 (initial supplies) + $170,000 (received supplies) = $195,000.
4. Olanville uses $190,000 worth of supplies during the fiscal year.
5. The remaining supplies are $195,000 (total supplies available) - $190,000 (supplies used) = $5,000.
6. Since it accounts for inventories on the consumption basis, the Expenditure reported in the 2021 governmental fund financial statements is the number of supplies received, which is $170,000.
7. The Non-spendable Fund Balance is the remaining supplies, which is $5,000.
Therefore, the 2021 governmental fund financial statements should report a $170,000 Expenditure and a $5,000 Non-spendable Fund Balance.

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Option (a), The total depreciation recognized over the asset's useful life is the same for all depreciation techniques.

The total depreciation expense throughout the asset's useful life cannot exceed the depreciable cost, regardless of the depreciation method used (asset cost less anticipated salvage value).

Straight-line depreciation is the most common and simple method for calculating depreciation expenses. The expense amount under straight-line depreciation is fixed for the duration of the asset's useful life.

The cost of a physical object is dispersed over the period of its useful life using an accounting method called depreciation. With the following formula, depreciation is determined: (Total cost of asset - Salvage value)/Useful life of the item. Because of this, usage-related depreciation is equal to cost less salvage value.

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Because it offers a clear and verifiable record of the payment process, payment by check is an essential internal control over cash payments.

A check ensures that right procedures are followed, and a check system is in place so that the preparer of the check and the signing have separate responsibilities that allow any differences to be questioned.

Internal cash controls for disbursements are aided by the segregation of duties between workers who handle cash receipts and those who make payments or disbursements.

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Businesspeople from Japan are most likely to be uncomfortable with silence and impatient with delays. This is due to the culture in Japan, which is built around efficiency and has a strong emphasis on time management.

Japanese businesspeople have a reputation for being punctual, and they expect the same from others. As such, silence and delays can be viewed as disrespectful and inefficient, leading to impatience. This is rooted in the concept of ‘wa’, a Japanese word meaning harmony. In the business world, wa requires that businesspeople be respectful and cooperative when dealing with one another, and this includes meeting deadlines and keeping conversation to a minimum.

Furthermore, silence can be interpreted as a lack of commitment or respect, and delays as a lack of responsibility. As such, Japanese businesspeople may be quick to express their displeasure if either is encountered. They may even go as far as to end their business relationship with the other party if the situation is not rectified. Finally, the culture in Japan places an emphasis on verbal communication, and as such, silence can be viewed as a lack of progress. This is particularly true when it comes to negotiation, as silence could mean that the two parties are at an impasse. Thus, it is not uncommon for Japanese businesspeople to view silence and delays as obstacles that must be dealt with quickly.

In conclusion, businesspeople from Japan are most likely to be uncomfortable with silence and impatient with delays due to the cultural expectations surrounding ‘wa’ and verbal communication.

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Prater's realized and recognized gain on the exchange is the excess of the fair value of the asset received over the basis of the asset given up in the exchange.

Prater's basis in the assets it received in the exchange is the fair value of the asset that it gave up in the exchange. This is because the fair value of the asset given up is the consideration for the asset received in the exchange. In other words, the fair value of the asset given up represents the value of the asset received.

Therefore, this value is used as the basis for the asset received in the exchange. In simpler terms, it is the profit that Prater made from the exchange of assets.

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When shoppers click on an ad and are directed to an advertiser's product detail page on amazon This is an example of a direct response customer flow.

In this flow, shoppers click on an ad and are directed to an advertiser's product detail page on Amazon. This is a fast, direct, and effective way for shoppers to find what they are looking for, and for advertisers to get a response from their target audience.

The process typically involves a user clicking on an ad, which leads to a landing page containing more information about the product and services. This landing page provides an easy way for customers to make a purchase and can also include links to other relevant information or products.

Once the customer has completed the purchase, the customer flow is complete. The advertiser is then able to measure the performance of the ad campaign by tracking the total number of conversions and the total revenue generated.

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When the government increases taxes, disposable income and consumer spending will both be c) falls.

The correct option is c) falls.

When the government increases taxes, disposable income will be reduced. This is because individuals have to pay a larger amount in taxes and thus have less money to spend on other goods and services. As a result, consumer spending is likely to decrease.

Disposable income is the money that is available to be spent on goods and services after taxes are taken out. Therefore, when taxes are increased, disposable income is decreased.

Consumer spending is the total amount of money that is spent on goods and services. When disposable income is reduced, consumer spending will also be reduced. This is because people have less money to spend on the goods and services they would normally purchase.

In summary, when the government increases taxes, disposable income and consumer spending will both be reduced.

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Complete question:

Suppose the government increases taxes. What will happen to disposable income and consumer spending?

1. Disposable income

a) does not change.

b) increases.

c) falls.

The main reason firms in a competitive market cannot earn positive profits, in the long run, is because of perfect competition.

In the long run, firms operating in perfect competition cannot earn a profit. When a firm in a competitive market makes a profit, other businesses in the same market will come into existence or expand their operations to take advantage of the profits.

This causes the supply in the market to increase and the price to decrease, which erodes the profits of existing businesses. This process continues until the price has fallen to a level where businesses are no longer making profits.

Therefore, in the long run, firms in a competitive market cannot earn positive profits.

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Answer:

the answer is D

Explanation:

the answer is d

Banks and airlines are two industries that continuously track competitor offers, which is referred to as competitive intelligence.

Competitive intelligence is the method of collecting, analyzing, and distributing data and information about competitors, customers, and the broader environment to assist decision-makers in strategic planning and everyday operations.

Competitive intelligence is vital in today's business environment because of the increasing global competition, changing technology, and the need for businesses to be innovative and competitive in every aspect. The primary goal of competitive intelligence is to assist decision-makers in making informed choices by providing insight and foresight into their industry, competitors, and customers.

The following are the methods employed by companies to track their competitors' offerings:

1. Web tracking: This is one of the most common techniques used by companies to track their competitors. Companies can monitor their competitors' websites, social media channels, and other online platforms to stay up to date with their latest offerings.

2. Customer feedback: Companies can also use customer feedback to gain insight into their competitors' offerings. They can monitor online customer reviews, surveys, and feedback to get a better understanding of their customers' perceptions of their competitors.

3. Mystery shopping: This technique is commonly used by companies to gather information about their competitors' offerings. They can send employees or contractors to their competitors' stores to purchase their products or services and report back with their findings.

4. Competitor analysis: Companies can conduct competitor analysis to learn more about their competitors' offerings. They can analyze their competitors' product or service features, pricing, marketing strategies, and customer base to gain a better understanding of their position in the market.

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We should be willing to pay up to K102.50 for ZB Ltd stock if we believe that the 8% dividend growth rate is infinite at the same required rate of return of 12%.

To calculate the maximum price we should be willing to pay for ZB Ltd stock, we can use the dividend discount model:

[tex]P = D / (r - g)[/tex]

Where P is the price of the stock, D is the most recent dividend payment, r is the required rate of return, and g is the expected growth rate of dividends.

a) Using the expected growth rate of 7% for the first three years and 5% indefinitely thereafter, we have:

Year 1: D = 3.25 x 1.07 = 3.4775

Year 2: D = 3.4775 x 1.07 = 3.7244

Year 3: D = 3.7244 x 1.07 = 3.9837

After year 3, the growth rate drops to 5%, so we have:

g = 5%

r = 12%

[tex]D = 3.9837 x 1.05 / (0.12 - 0.05) = K81.04[/tex]

Therefore, we should be willing to pay up to K81.04 for ZB Ltd stock if we expect the dividend growth rate to increase to 8% for the next three years before dropping to 5% indefinitely.

b) Using an infinite growth rate of 8%, we have:

g = 8%

r = 12%

[tex]D = 3.25 x 1.08 / (0.12 - 0.08) = K102.50[/tex]

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